Located on 2204 Monticello Street in Covington, this 5-BR, 5-BA home is not part of a subdivision and comes without mandatory HOA fees. Inside, the home offers 8,470 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Outside, the property offers approximately 1.2 acres, giving ample room to relax, play, or plan future outdoor projects. The property includes parking available for multiple vehicles, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Covington offers a more independent feel with no mandatory HOA. With roughly 8 days on the market, this property stands out for condition and location. With an asking price of $1,200,000, this property represents an appealing opportunity in the current market.